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CCBG

Capital City Bank Group

Banks & insurers · fiscal year ending 2025-12-31

BasisPayoutWhy
GAAP earnings 27.8%
why
The figure most screeners publish.

Only one basis is shown, and that is the point. Operating and free cash flow swing with loan, deposit and reserve movements, so for a lender or insurer neither says anything about whether the dividend is affordable. Investment income is omitted for a second reason: insurers file it under the same tag a BDC uses, but it means investment income on float rather than the money that funds the distribution. Screeners that publish these for a bank are printing arithmetic, not information — and a wide gap between them is noise, not a finding.

Coverage rating 65 / 100 — Adequate. ? Peer standing 21/50Direction 25/30Stability 19/20

GAAP earnings payout, last 6 years

Fiscal yearPayout
2025-12-3127.8%
2024-12-3128.2%
2023-12-3124.8%
2022-12-3133.5%
2021-12-3131.3%
2020-12-3130.3%

Among the 142 banks & insurers companies here, 42% pay out a larger share on this basis.

The arithmetic

  • GAAP earnings — dividends declared per share $1.00 ÷ diluted EPS $3.60

Where the figures came from

Every one is public at sec.gov and free to check. That is the point — you should not have to take our word for any of it.


Computed by an open pipeline reading SEC XBRL directly. If any number here looks wrong to you, tell us — that is more useful to us than agreement.

What the GAAP earnings payout ratio measures, and where every company here sits on it.

Who else looks like this

Every figure above is computed from Capital City Bank Group’s own filing, and every company here is measured the same way. Screen all of them on any of these twelve measures, or on the rules two investors published — free, and nothing you screen leaves your browser.

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