showing the working

← Covenant Logistics Group

The business behind the dividend

MeasureCVLGMedianFormula
Return on equity1.8%10.6%Net income ÷ shareholders’ equity
Return on capital employed0.4%10.0%Operating income ÷ (equity + total debt)
Owner earnings$-47.60m$120.90mNet income + depreciation & amortisation − capital expenditure
Free cash flow$-33.92m$155.08mOperating cash flow − capital expenditure
Operating margin0.3%14.3%Operating income ÷ revenue
Net margin0.6%10.1%Net income ÷ revenue
Debt to equity0.74x0.73xTotal debt ÷ shareholders’ equity
Interest cover0.24x4.22xOperating income ÷ interest expense
Current ratio1.11x1.55xCurrent assets ÷ current liabilities
Long-term debt to working capital10.25x1.88xLong-term debt ÷ (current assets − current liabilities)
Cash conversion15.70x1.66xOperating cash flow ÷ net income
Accruals-10.2%-3.1%(Net income − operating cash flow) ÷ total assets

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120212020201920182017Median
Return on equity1.8%8.2%13.7%28.8%17.4%-14.7%2.4%12.4%18.8%12.4%
Return on capital employed0.4%6.5%9.1%24.8%17.9%-4.1%1.5%10.3%5.8%6.5%
Operating margin0.3%4.0%5.3%9.9%6.4%-1.7%1.0%6.3%4.0%4.0%
Net margin0.6%3.2%5.0%8.9%5.8%-5.1%1.0%4.8%7.9%4.8%
Debt to equity0.74x0.57x0.61x0.29x0.07x0.19x0.73x0.57x0.64x0.57x
Current ratio1.11x1.18x1.09x1.43x1.32x1.11x1.58x1.66x2.00x1.32x
Cash conversion15.70x3.42x1.54x1.47x1.21x7.55x2.94x1.49x2.94x