showing the working

← Ridgepost Capital

The business behind the dividend

MeasureRPCMedianFormula
Return on equity4.8%10.6%Net income ÷ shareholders’ equity
Return on capital employed8.4%10.0%Operating income ÷ (equity + total debt)
Owner earnings$16.47m$120.90mNet income + depreciation & amortisation − capital expenditure
Free cash flow$18.11m$155.08mOperating cash flow − capital expenditure
Operating margin22.0%14.3%Operating income ÷ revenue
Net margin6.6%10.1%Net income ÷ revenue
Debt to equity0.93x0.73xTotal debt ÷ shareholders’ equity
Interest coverOperating income ÷ interest expense
Current ratioCurrent assets ÷ current liabilities
Long-term debt to working capitalLong-term debt ÷ (current assets − current liabilities)
Cash conversionOperating cash flow ÷ net income
Accruals-0.4%-3.1%(Net income − operating cash flow) ÷ total assets

Not computed here: Cash conversion, Current ratio, Interest cover — why a blank is not a zero.

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120202019Median
Return on equity4.8%4.8%-1.7%6.7%2.3%38.6%33.1%4.8%
Return on capital employed8.4%8.6%2.9%6.0%6.6%2.5%6.0%
Operating margin22.0%20.4%8.7%21.9%26.8%12.9%28.5%21.9%
Net margin6.6%6.3%-3.0%14.7%6.1%34.3%26.6%6.6%
Debt to equity0.93x0.83x0.68x0.67x0.54x4.85x0.68x

How it compares in financial services

Among the 52 financial services companies here measured on free cash flow, Ridgepost Capital pays out less than 6 of them. The median for that group is 31.5%, against this company’s 90.2%.

Closest on free cash flow

Same sector and same denominator, so the figures are comparable. All 67 in financial services →