showing the working

← United Guardian

The business behind the dividend

MeasureUGMedianFormula
Return on equity18.7%10.6%Net income ÷ shareholders’ equity
Return on capital employedOperating income ÷ (equity + total debt)
Owner earnings$2.15m$120.90mNet income + depreciation & amortisation − capital expenditure
Free cash flow$1.91m$155.08mOperating cash flow − capital expenditure
Operating margin21.3%14.3%Operating income ÷ revenue
Net margin20.0%10.1%Net income ÷ revenue
Debt to equityTotal debt ÷ shareholders’ equity
Interest coverOperating income ÷ interest expense
Current ratio7.31x1.55xCurrent assets ÷ current liabilities
Long-term debt to working capitalLong-term debt ÷ (current assets − current liabilities)
Cash conversion0.93x1.66xOperating cash flow ÷ net income
Accruals1.1%-3.1%(Net income − operating cash flow) ÷ total assets

Not computed here: Debt to equity, Long-term debt to working capital, Interest cover, Return on capital employed — why a blank is not a zero.

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120202019201820172016Median
Return on equity18.7%27.4%22.7%27.7%47.4%31.9%44.8%39.8%33.7%18.7%27.7%
Operating margin21.3%29.9%26.3%31.8%40.7%33.1%41.5%40.4%31.5%31.8%
Net margin20.0%26.7%23.7%20.2%33.4%30.1%32.4%29.6%24.0%26.7%
Current ratio7.31x6.62x7.99x7.26x4.95x7.95x8.61x8.55x8.33x13.11x7.95x
Cash conversion0.93x1.07x1.22x0.98x1.14x1.09x0.94x1.14x1.04x0.89x1.04x

How it compares in consumer staples

Among the 64 consumer staples companies here measured on free cash flow, United Guardian pays out less than 4 of them. The median for that group is 53.9%, against this company’s 145.0%.

Closest on free cash flow

Same sector and same denominator, so the figures are comparable. All 72 in consumer staples →