showing the working

← Apollo Commercial Real Estate Finance

The business behind the dividend

MeasureARIMedianFormula
Return on equity6.8%10.6%Net income ÷ shareholders’ equity
Return on capital employedOperating income ÷ (equity + total debt)
Owner earnings$37.68m$120.90mNet income + depreciation & amortisation − capital expenditure
Free cash flow$42.31m$155.08mOperating cash flow − capital expenditure
Operating margin46.8%14.3%Operating income ÷ revenue
Net margin46.7%10.1%Net income ÷ revenue
Debt to equityTotal debt ÷ shareholders’ equity
Interest cover0.28x4.22xOperating income ÷ interest expense
Current ratioCurrent assets ÷ current liabilities
Long-term debt to working capitalLong-term debt ÷ (current assets − current liabilities)
Cash conversion1.12x1.66xOperating cash flow ÷ net income
Accruals-0.2%-3.1%(Net income − operating cash flow) ÷ total assets

Not computed here: Current ratio, Debt to equity, Return on capital employed — why a blank is not a zero.

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120202019201820172016Median
Return on equity6.8%-6.4%2.6%11.3%9.7%0.8%8.8%8.8%9.2%8.2%8.2%
Operating margin46.8%-39.3%17.0%87.4%78.6%46.8%
Net margin46.7%-39.4%16.9%87.4%78.6%6.6%68.8%46.7%
Debt to equity0.21x0.19x0.19x
Cash conversion1.12x4.71x1.01x0.89x8.93x1.19x1.21x0.80x0.78x1.12x

How it compares in real estate

Among the 99 real estate companies here measured on funds from operations, Apollo Commercial Real Estate Finance pays out less than 7 of them. The median for that group is 67.5%, against this company’s 100.7%.

Closest on funds from operations

Same sector and same denominator, so the figures are comparable. All 130 in real estate →