showing the working

← Ladder Capital

The business behind the dividend

MeasureLADRMedianFormula
Return on equity4.3%10.6%Net income ÷ shareholders’ equity
Return on capital employedOperating income ÷ (equity + total debt)
Owner earnings$87.35m$120.90mNet income + depreciation & amortisation − capital expenditure
Free cash flow$78.68m$155.08mOperating cash flow − capital expenditure
Operating margin25.2%14.3%Operating income ÷ revenue
Net margin23.9%10.1%Net income ÷ revenue
Debt to equityTotal debt ÷ shareholders’ equity
Interest cover0.43x4.22xOperating income ÷ interest expense
Current ratioCurrent assets ÷ current liabilities
Long-term debt to working capitalLong-term debt ÷ (current assets − current liabilities)
Cash conversion1.37x1.66xOperating cash flow ÷ net income
Accruals-0.5%-3.1%(Net income − operating cash flow) ÷ total assets

Not computed here: Current ratio, Debt to equity, Return on capital employed — why a blank is not a zero.

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120202019201820172016Median
Return on equity4.3%7.0%6.6%10.8%3.8%-0.6%9.4%15.3%10.2%11.7%7.0%
Operating margin25.2%30.9%25.7%58.0%32.8%-8.0%42.3%66.2%50.7%50.8%32.8%
Net margin23.9%30.0%24.7%56.3%32.3%-3.9%41.5%64.3%47.7%48.1%32.3%
Cash conversion1.37x1.25x1.80x0.65x1.40x1.34x0.90x0.10x2.98x1.34x

How it compares in real estate

Among the 11 real estate companies here measured on free cash flow, Ladder Capital pays out less than 2 of them. The median for that group is 112.8%, against this company’s 149.2%.

Closest on free cash flow

Same sector and same denominator, so the figures are comparable. All 130 in real estate →